TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
2% Interest*
2.093% APR*
Conventional 30 Year - Fixed
2.375% Interest*
2.435% APR*
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Refinance

It's time to save money on your mortgage.

Whether you are looking to lower your rate, reduce your term, or lower your payment, Aspire Lending can provide you with some of the lowest rates available today to help you achieve your goals.

 

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Home Equity

Get the Best Rate on Your Cash-Out Loan

Whether you are pulling out equity to update your home or pay off high-interest debt, Aspire Lending will be there with some of the nation's lowest home equity and cash out rates available today.

 

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Purchase

Easy Online Mortgage Pre-Approval

The first step in homeownership is the pre-approval process. Allow Aspire Lending to walk you through pre-approval and see the best mortgage options available to you today. With our industry-leading rates, you will be on your way to owning your dream home.

 

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See what is happening in our blog

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HOME OWNERSHIP

Fireplace Safety Checklist

December 04, 2020

Fredrica M.

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MORTGAGE Q&A

Why do I need an appraisal?

November 23, 2020

Fredrica M.

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HOME OWNERSHIP

Why you should write down your goals

November 23, 2020

Fredrica M.

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MORTGAGE Q&A

Mortgage Questions to Ask Your Lender

November 23, 2020

Fredrica M.

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REFINANCING

Mortgage Interest Rates Today

November 23, 2020

Fredrica M.

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REFINANCING

What is a Rate & Term Refinance?

November 23, 2020

Fredrica M.

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MORTGAGE Q&A

Improving Your Credit Score Before Home Buying

November 23, 2020

Fredrica M.

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HOME BUYING

How Much Home Can I Afford?

November 23, 2020

Fredrica M.

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HOME BUYING

Down Payment Savings Plan

November 23, 2020

Fredrica M.

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HOME BUYING

Start with FREE Home Loan Pre Approval

November 23, 2020

Fredrica M.

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HOME BUYING

Mortgage Ready Checklist

November 23, 2020

Fredrica M.

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FAMILY AND HEALTH

10 FREE Ways to Practice Self Care at Home

November 23, 2020

Fredrica M.

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Calculator

Our mortgage calculator, combined with the lower rates we offer, will help you better understand your mortgage payment and the amount of savings available today.

Hear from our customers!

Edward King
Entire staff kept the ball rolling to complete the refinance promptly.
Erik Zangron
This company prides themselves on automation, including automating customer interaction and experiences. It gave me the perception that their leaders (Michael Todd, VP of Sales & Kevin Miller - CEO) care more about volume vs. customer experience. In a smartphone era, and the current crazy refi market we are in, I can see and understand why the leaders of Texas Lending are inclined to do so; it's an innocent gap. So if you are a seasoned homeowner and understand how the mortgage industry wheels work, Texas Lending is for you. If you are a 1st time homebuyer, or prefer to be made felt like a VIP and have constant phone interaction with your loan processor or loan officer, Texas Lending IS NOT for you. Texas Lending is not in the business of constantly speaking to the actual customer on the phone (its all automated email notifications, with the occasional phone call if you bug them enough). Understand it's not on purpose, it's simply their model (and that's ok too). Understand that most lenders all use the same software to lock your rate (Optimal Blue). Thus, your credit score, loan-to-value, loan type/program, and the current daily market rates (i.e. UMBS 30yr, 10Y UST, 10y Swap, etc..) dictate your rate; NOT the lender. So if it's your first purchase, or first refi, go with a more hands-on Lender. If you are a seasoned homeowner and want to try and negotiate less in origination fees, or negotiate BASIS POINTS off the note rate by having your LO shave off some of his comp on the deal, then Texas Lending is just as good as any other out there. Bottom line, if you don't care for the personal touch and want an automated experience, Texas Lending is solid. Personally, i'm a bit more old school, is all.
Rosina Gonzales
Texas Lending really is a family friendly business!! Michael Frank loan officer helped us complete the process with excellent service. I will always appreciate his availability which was very important to us.
Tracy Smith
Very easy, great communication
James Hatley
I have bought, sold or refinanced more than a dozen properties and this was the easiest, smoothest experience I have ever had. Patrick Matthews and Nancy Alamanza were professional, caring, and on top of every detail every step of the way throughout this process. I will definitely be recommending Texas Lending to my friends.
Sarah Parker
Excellent service from start to finish.
Brad Goff
Took over 80 days for a simple refi that didn't even require a appraisal to be done. The loan originator was very communicative and responsive.
PianoMavs
Susan Jock
ed smith
Scott is great to work with. Listened to my loan needs and suggested best rate options. Would definitely work with TXending again
Timothy Wright
Texas Lending and our agent Paul were able to get our refinance done seamlessly and quickly. The process is easy to follow and even though we had a couple of hiccups they gave us options on how to get approved. Well done, loved the service and how responsive the team was. Will definitely use you again and refer you to others!
Janet Marti
What i expected in this transaction.

You ready to start saving today? Apply Online!