This mortgage loan is offered to rural property owners by the US Department of Agriculture. If you live in a rural area and have a moderate to low income, this may be the perfect loan for you.

Some of the benefits of this loan include;

  • No cash reserve required
  • No limit on gift funds
  • No first-time homebuyer requirement
  • Seller concessions allowed
  • Fits wide range of credit profiles
  • May be able to finance closing costs

Call one of our loan professionals now to see if a USDA Rural Housing loan is right for you. 855-200-2774

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Jennifer Ganas

"The best experience ever. Michael Melton was very helpful in every possible way. He was always available to answer questions, especially during a time where my significant other and I needed extra clarity. Everything was handled quickly and cleanly. Very good response time and accurate numbers."

Katy Anderson

"Michael Melton is very good in every detail of our refinance to make sure the process was always on track. I would gladly recommend him to any of my friends and family who are looking to refinance their mortgage with a true professional. We had a horrible experience with a previous lender, dropping us out of nowhere while in escrow. Alex and his team took us on and were there to assist us in getting our loan approved during this stressful time. We are now proud first time homeowners!"