USDA Home Loans | USDA Rural Development loan requirements

TODAY'S RATES *View APR disclosure.

Conventional 30 Year - Fixed
2.5% Interest*
2.8% APR*
sharp

USDA loans benefit rural home buyers

The United States Department of Agriculture offers rural home buyers a great mortgage option. If you are buying a home in a rural area, the USDA mortgage program could help you buy a home with 0% down payment option.

Get Started

We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
Get Started
sharp

Hear from our customers!

Wade Smith
Excellent service and very professional. Concerns or requests were promptly addressed and taken care of. The entire refinance process was very organized and easy to understand and complete in a timely fashion. I would highly recommend them to assist you with regard to financing of property..
Dylan Jager
I can't say enough good things. The group of people I had to help me with my home loan were very helpful and were always available to answer any questions I had
Dylan Jager
I can't say enough good things. The group of people I had to help me with my home loan were very helpful, and always available to answer any questions I had.
OGRE 2
This was the easiest transaction, of this scale, that I've ever had. All I ask is that you don't sell my mortgage to Bank of America.
Jamie Hughes
This has been the most painful move we have ever been through. But Sheila and Zachary made it as good as possible. We had several buyers that fell through, but number 3 finally worked out, but not till after a lot of ups and downs. They were there on the sidelines cheering us on till YES, we finally made it to the finish line. We are so thankful that my sister suggested we use Sheila as the person to get us our loan. Jamie Hughes
Marvin Baker
Great from start to finish & all online and quick close. Thanks Texas Lending!
Kelle Howard
Even with the storms here in Texas and Covid-19, we were able to get the loan done in a timely manner.
Susan Wheeler Blodgett
Diana Nelms
This is the second time I used Texas Lending. Both times everything went well. We were in the know every step of the loan process. Chris Johnson was great to work with. He did an awesome job communicating with us and answering any questions we had. It didn’t take long for us to be approved and get our loan closed. Very happy with our experience!
Marquette Payton
My wife and I were pleased with Texas Lending,other than one minor delay the process was smooth and quick, everyone involved communicated professionally from start to finish, we will not hesitate to refer Texas Lending to anyone that's interested in refinancing ,again we say Thanks a million
ReNee Fristo
Patrick McClary
2nd refi a wonderful experiance

Ready to start your mortgage?