USDA Home Loans | USDA Rural Development loan requirements

TODAY'S RATES *View APR disclosure.

Conventional 30 Year - Fixed
2.625% Interest*
3.222% APR*

USDA loans benefit rural home buyers

The United States Department of Agriculture offers rural home buyers a great mortgage option. If you are buying a home in a rural area, the USDA mortgage program could help you buy a home with 0% down payment option.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

Erick Cordon
Quick and easy process, was clear to close 2 weeks prior to my actual closing. I plan on purchasing a few more homes in the next few years and definitely will be using Texas Lending again!
Shawn Warren
Great experience. Super fast and easy.
Elizabeth Hicks
My refinance was quick and easy. The loan officers were always available and helped with all the documents needed. I really appreciated the updates and the little videos that were sent via email.
Adrienne Carter
Professional, courteous, and informative throughout the process!!! Managing expectations is the real skill here!!!
Abdal Saeed
Great experience 👍
Cherylanne Noell
Rosario Henriquez
Was scared of purchasing my 1st home, they answered all my questions. Such a pleasant experience!
Rosario Henriquez
This was such a pleasant experience! I was so nervous about purchasing my first home but they answered all my questions.
Marc Friedman
Texas lending made my cash out refinance very simple, quick and definitely exceeded my expectations!
Brian is always very professional and explains and answers our questions in a prompt manner. Excellent customer service and communication.
Marc Friedman
Mark Waltenbaugh
Great experience from start to finish. Followed through on all the promises and figures communicated during the loan process. Dustyn was always friendly, helpful, and willing to meet our refinance needs. The rest of the staff did an excellent job as well! Use you'll be happy you did!

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