Home Ownership is still part of the American dream. At Aspire Lending we make it as easy as possible for you to get into your new home or to get better rates on a home you already have. With a wide selection of loan options available our professionals can customize the loan to fit your individual needs.

Below you will find a brief description of a variety of home loans available at Aspire Lending. When you are ready, just pick up the phone and call one of our loan professionals and they will help you get started on the loan that is right for you. 800-988-7793

1. Conventional Mortgages

A conventional mortgage is made available through private lenders such as banks, credit unions, and mortgage companies. They are not guaranteed or insured by any government agency such as the Federal Housing Administration (FHA) or the department of Veterans Affairs (VA).

2. FHA Loan

An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration. If you are looking for a low-down payment option with lower credit requirements and flexible guidelines, this may be the right loan for you.

3. VA Home Loans

The US Department of Veterans Affairs (VA) established this program to offer long-term financing to eligible veterans. If you or your spouse is a United States Veteran or active military person, you may qualify for a VA Home Loan. There are many advantages to a VA home loan, including:

4. USDA Rural Housing Loan

This mortgage loan is offered to rural property owners by the US Department of Agriculture. If you live in a rural area and have a moderate to low income, this may be the perfect loan for you.

5. Jumbo Loans

A loan is considered “Jumbo” if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $424,100 in most states. This loan is like a conventional loan in that they are not insured by the government or guaranteed by the Veterans Administration.