FHA Loans | FHA Loan Requirements for bad credit - Aspire Lending

TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
Conventional 30 Year - Fixed

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

Mark Youden
There were some bumps in the road considering my situation but PK really worked hard to make it happen and we got it done !
Mark Leraas
We inquired about a home refinance with TexasLending.com and spoke with Jason Hicks on 18 April. He flawlessly guided us through the process and kept us informed every step of the way. We closed on 12 May and could not have been any happier with the service and attention we received from Jason and this company. Do not hesitate to seek their help if you are looking to refinance your home.
Jimmy Means
Very prompt, courteous and professional; start to finish, the process was a snap.
Jamie Whittington
Arturo Liendo
Process was simple and quick. No issues. Shawn K. would check in to make sure we didn't have any questions or concerns. I would recommend and work with Texas Lending again.
Ronald Villaire
Very good customer service… took time to explain every step of the process…made it very easy to tailor a loan to match my needs
Guy Crawford
Phillip Lansdell
Very professional
Mark Merritt
Harmless experience. LOL Kris Santoscoy, my loan officer, went above and beyond his job to help me.
Keith Byrd
It was professional and service driven
Vanessa Terrell
Great experience!!! Texas Lending listened to my goals and exceeded my expectations. Thanks for a smooth process.

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