FHA Loans | FHA Loan Requirements for bad credit - Aspire Lending

TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
1.75% Interest*
2.814% APR*
Conventional 30 Year - Fixed
2.125% Interest*
3.214% APR*

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

James Sims
Robert Reyna
Texaslending.com were the best people in helping veterans buy their home. Their loan officer Carlos Torres displayed the great caring and helping to their clients texas lending .com gives I will tell all veterans to use texas lending.com because they care and treat you like family. Respectfully. robert reyna
Robin Anguiano
Brett Russell and Billy Ransonet were absolutely amazing to work with!! Immediately responsive, informative and personable. I had a wonderful experience working with TexasLending.com and would be happy to recommend them to anyone who could use their services. Highly recommend. They will be the first ones I call for any future needs!
Regan Powers
Daniel and Debbi were a pleasure to work with. They were very responsive and led me through the process seamlessly. An amazing experience with great people!!!
Stephen Reinhart
Our re-financing with Texas Lending was a completely smooth process. Lupe Flores was friendly, easy to work with and completed the process efficiently. A very good experience. I would highly recommend and would do business with them again in the future.
christina pasciuti
Went out of there way to explain all process to buying a new home. Communicated from the beginning all the way to the close of the house. Amazing team really took the time to answer all my nervous questions. I tried a different company at first and was turned down, than I thought why not try again. I did and now I'm in a brand new home. Thank you Texas lending for making my dreams come true and for helping by understand every step. Awsome videos.
Bryan Miller
Texas Lending made it super easy to get a cash out refi completed. I'm very happy with how quickly everything went through and with the fee's I paid. I didn't feel like I got raked over the coals with needless charges. Thank You so much!!
Deborah Graves
Helped us navigate some sticking points that we would have had trouble doing on our own!
Travis Wallace
Good experience after dealing with the Q'n clowns.
Heather Larson
Texas Lending was able to get our refinance done in significantly less time than we had expected. Their rates were the lowest we found and fees were reasonable. The communication with our loan consultant, Derrick, was great. He made himself available to us along the way and went the extra mile to help get our loan moved through quickly. We have had much less positive experiences with other lenders- a big thank you to Texas Lending for making the process easy and taking the time to keep us informed.
Sandra Stagg
Mark Williams
Mostly great experience

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