FHA Loans | FHA Loan Requirements for bad credit - Aspire Lending

TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
2.25% Interest*
3.312% APR*
Conventional 30 Year - Fixed
2.5% Interest*
3.611% APR*

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

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We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
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Hear from our customers!

Jimmy Hernandez
Texas Lending was very easy to work with. The loan process went smooth and our loan processor was easy to reach and quick to respond. Thank you Stephen H.
Jose Baldazo
You guys were great. THANK YOU!!!
John Hall
Texas Lending.com exceeded our expectations in every way. I work in the advertising business, and I am always impressed with companies that actually live up to their advertising promises. Winston Nguyen and Matt Bentler were both as pleasant as they were professional. It was as enjoyable an experience as we could have ever hoped.
Brandy Jackson
Marco Esquivel
I had a great experience with Texas lending, I tried to refinance with another company and after six months I got tired of them, it took Texas lending about 45 days from start to finish, thanks Texas lending especially Mr Guadalupe Flores he was great.i would definitely recommend them to friends and family.
Tracy Rentfro
Fantastic experience! Great communication and notifications on status from start to finish, and very timely! Thank you!
Debra Bearden
Michelle Sosa is an amazing processor!!!
Donald Crews
Very timely and communicative.
Bryan Shaw
Ezekiel Cazares
Our refi went really smooth, We are very pleased with the knowledgeable staff members. Texas Lending services worked with us to give us the lowest possible rate and communicated with us all the way no hassle refi. Thank you.
Todd Schneider
Great job communicating next steps with emails, texts and videos. I like the online portal option where all documents were able to be uploaded, it made the process extremely easy. I also appreciate the option to have the notary come to the house for closing.
Joseph Huegele
My wife and I had a very smooth process refinancing our home. I’d like to thank Brian and Amy for being so helpful along the way. They were knowledgeable about everything along the refinance process and always quick to respond. I’d like to recommend them to anyone looking to finance their mortgage. I’m more than certain you’ll be pleased with their services. I know we are.

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