FHA Loans | FHA Loan Requirements for bad credit - Aspire Lending

TODAY'S RATES *View APR disclosure.

Conventional 15 Year - Fixed
2.25% Interest*
3.461% APR*
Conventional 30 Year - Fixed
2.375% Interest*
3.548% APR*
sharp

FHA loans offer more flexibility

With a 640 credit score minimum and a lower down payment option, this loan program insured by the Federal Housing Association is a great option. We are here to answer your FHA questions and help you reach your mortgage goals.

Get Started

We are shifting the
status quo

  • Most Competitive interest rates in the market
  • Low lender fees available
  • Fast pre-approval gets you offer-ready
  • Simple online mortgage process
Get Started
sharp

Hear from our customers!

Shawn Warren
Great experience. Super fast and easy.
Elizabeth Hicks
My refinance was quick and easy. The loan officers were always available and helped with all the documents needed. I really appreciated the updates and the little videos that were sent via email.
Adrienne Carter
Professional, courteous, and informative throughout the process!!! Managing expectations is the real skill here!!!
Abdal Saeed
Great experience 👍
Cherylanne Noell
Rosario Henriquez
Was scared of purchasing my 1st home, they answered all my questions. Such a pleasant experience!
Rosario Henriquez
This was such a pleasant experience! I was so nervous about purchasing my first home but they answered all my questions.
Marc Friedman
Texas lending made my cash out refinance very simple, quick and definitely exceeded my expectations!
DALE PETERSON
Brian is always very professional and explains and answers our questions in a prompt manner. Excellent customer service and communication.
Marc Friedman
Mark Waltenbaugh
Great experience from start to finish. Followed through on all the promises and figures communicated during the loan process. Dustyn was always friendly, helpful, and willing to meet our refinance needs. The rest of the staff did an excellent job as well! Use TexasLending.com... you'll be happy you did!
Heidi Watkins
Gary was prompt and great to work with. Lourdes is just amazing!

Ready to start your mortgage?