Why as consumers do we refinance our homes?
Not all refinances are created equal. Aspire Lending can help you with a standard 30 year fixed refinance yet we understand that many individuals and families will have specific needs. Check out some of the refinance extremes available from Aspire Lending.
- 97% refinance with collections on your credit.
- 80% refinancing on Jumbo loans.
- Refinance from a subprime loan to FHA
- 100% refinance on VA loans
- Refinance from an ARM to a low fixed rate
- Refinance to a 30 fixed loan term with the option to pay only interest for the first 15 years. Pay principal when you wish during the interest only period
- Refinance up to 97% of home value with open Chapter 13 bankruptcy
- Refinance up to 97% of home value even if you are in Consumer Credit Counseling
- Refinance up to 95% of home value on conventional loans with credit scores above 680
- Refinance is possible with open tax liens, judgments, and past foreclosure on credit
- Refinance on FHA loans with credit scores as low as 640 on FHA or VA loans
- Refinance to catch up past due house payments or to roll taxes and insurance into your payment
- Refinance to similar rates as someone with perfect credit even with collections.